Affirm Investor Presentation Deck

Driving Hyper Growth with Attractive Economics Gross Merchandise Volume (GMV)¹ ($B) affirm 2.6 FY 19 81% CAGR 4.6 FY 20 8.3 FY 21 15.5 FY 22 $264 FY 19 Total Revenue ($M) 72% CAGR $510 FY 20 $871 FY 21 $1,349 FY 22 $54 FY 19 Revenue Less Transaction Costs² ($M) 130% CAGR $161 FY 20 1. Gross Merchandise Volume ("GMV") is the total dollar amount of all transactions on the Affirm platform during the applicable period, net of refunds. 2. Transaction Costs is a non-GAAP financial measure equal to the sum of loss on loan purchase commitment, provision for credit losses, funding costs, and processing and servicing expense. All metrics are unaudited. $432 FY 21 $662 FY 22 27

View entire presentation