Dave Investor Day Presentation Deck

Dave Banking Spend Volumes Take-Rate % Dave® $43M 2020 1.8% Q4 '20: $27M $610M 2021 1.9% Q4 '21: $173M (+548% YoY) Note: Spending Volume reflects Dave Banking Member debit spending volumes; Take Rate calculated as transaction revenue (excl. ATM fee contra revenue) as a percentage of Spending Volume. Dave Banking Engagement grew significantly in 2021 Focus on integration ExtraCash and Spend key growth focus moving forward CD 50

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