Investor Presentaiton

Opex and ROA 3.80% 3.40% 2.78% 2.53% 2.44% Opex (%) 2.78% 2.74% 2.61% 2.53% 2.44% FY 19 FY 20 FY 21 FY 22 Q1 FY 23 Jun 2021 Sep 2021 Dec 2021 Mar 2022 June 2022 ROA (%) 8.88% 8.00% 7.37% 8.88% 8.00% 7.62% 7.30% 7.43% 7.01% 6.10% FY 19 FY 20 FY 21 FY 22 01 FY 23 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 20 Q1 FY 23 Investor Presentation APTUS™

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