Investor Presentaiton

12. Reform Options 1. A contributory pension system will be implemented (Pension fund: employers 10%, employees 5%, PF: employers 5%, employees 5%) 2. Retirement age will be 60 for both men and women for public and private sectors 3. Vesting period: at least 20 years of contribution starting from the contribution year, minimum pension shall not be less than 60% of minimum wages. 4. Informal sector: Each individual contribute the some amount with disclosed the per year contribution rate and Government contribution Rs 2000 per month on their Pension Fund account.

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