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Investor Presentaiton

Continuous growing with diversified funding sources CREDIT 维信金科 Loan origination volume (RMB mn) 22,526 18,186 24,642 27,547 28.2% 40,712 52,189 Outstanding balance (RMB mn) 60.3% Funding structure (RMB mn) 28.2% 52,189 15% 40,712 3% 25,071 25,071 27,547 54% 61% 24,642 1% 20,494 1% 22,526 17% 19,116 12% 18,186 6% 15,637 1% 15,637 8% 1% 1% 64% 58% 63% 99% 99% 41% 94% 99% 40% 99% 99% 22% 34% 48% 27% 18% 2% 3% 3% 2% 3% 2% 2021H1 2021H2 2022H1 2022H2' 2021 2022 2021H1 2021H2 2022H1 2022H2' 2021 ■Online Consumption Products ■Online Consumption Products Online-to-Offline Credit Products 2022 2021H1 2021H2 2022H1 2022H2' 2021 2022 ■Direct Lending ■Trust Lending ■Credit-Enhanced Loan Facilitation ■ Pure Loan Facilitation 5
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