Shriram Finance Q4 FY23 Financial Overview
P & L Statement
Particulars (Rs. mn)
Interest income
SHRIRAM
HOUSING FINANCE
Q4 FY23 Q3 FY23
Q2 FY23 Q1 FY23 Q4 FY22
YoY (%)
QoQ (%)
FY23
FY22 YoY (%)
2,275.1
2,044.4
1,911.4
1,598.8
1,431.1
58.98%
11.28%
7,829.7
5,307.3
47.53%
Interest expended
1,222.1
1,030.3
951.6
749.2
703.0
73.84%
18.62% 3,953.2
2,806.0
40.88%
Net interest income
1,053.0
1,014.1
959.8
849.6
728.1
44.62%
3.84%
3,876.5
2,501.3
54.98%
Other Operating Income
Operating income
1,053.0
1,014.1
959.8
849.6
728.1
44.62%
3.84%
3,876.5
2,501.3
54.98%
Staff cost
458.2
344.7
249.8
250.7
245.1
86.94%
32.93% 1,303.4
852.4
52.91%
Other Operating expenditure
244.3
165.8
209.5
165.5
130.0
87.92%
47.35%
785.1
458.5
71.23%
Operating expenditure
702.5
510.5
459.3
416.2
375.1
87.28%
37.61%
2,088.5
1,310.9
59.32%
Core operating profit
350.5
503.6
500.5
433.4
353.0
-0.71%
-30.40%
1,788.0
1,190.4
50.20%
Other income
4.8
1.0
2.4
2.2
1.9
152.63%
380.00%
10.4
9.0
15.56%
Operating profit
355.3
504.6
502.9
435.6
354.9
Loan Losses & Provisions
7.3
14.3
45.2
32.1
51.1
0.11%
-85.71%
-29.59%
1,798.4
1,199.4
49.94%
-48.95%
98.9
108.0
-8.43%
Profit before tax
348.0
490.3
457.7
403.5
303.8
Tax Expense
(23.2)
126.4
117.4
101.5
83.1
14.55% -29.02% 1,699.5
-127.92% -118.35%
1,091.4
55.72%
322.1
288.0
11.84%
Profit after tax
371.2
363.9
340.3
302.0
220.7
68.19%
2.01%
1,377.4
803.4
71.45%
Other comprehensive Income (Net)
2.0
(3.5)
(1.6)
(0.8)
1.5
33.33%
157.14%
(3.9)
1.4
-378.57%
Total Comprehensive Income
373.2
360.4
338.7
301.2
222.2
67.96%
3.55%
1,373.5
804.8
70.66%
51
EPS (Rs)
1.14
1.12
1.05
0.93
0.78
46.98%
2.02%
4.23
2.82
49.84%View entire presentation