FY23 Results - Investor Presentation
Financial Overview (Reported)
| FY23 Performance summary - P&L (Reported)
P&L (RM' mil)
Q3FY23
Q4FY23
QoQ Change
FY22
FY23
YoY Change
Total Income
NII
ΝΟΙΙ
Expenses
PBP
Net Impairment
PBT
1,231
1,160
(6%)
4,665
4,738
2%
930
824
(11%)
3,275
3,541
8%
301
336
12%
1,390
1,197
(14%)
(497)
(556)
12%
(2,094)
(2,100)
734
605
(18%)
2,571
2,637
3%
(149)
(51)
(66%)
(766)
(467)
(39%)
585
554
(5%)
1,805
2,170
20%
PAT
453
428
(5%)
1,595
1,676
5%
- Profit from Continuing Operations¹
453
428
(5%)
1,366
1,742
28%
- Profit/(Loss) from Discontinued Operation²
N/A
229
(66)
(>100%)
PATMI
453
428
(5%)
1,503
1,735
15%
- PATMI from Continuing Operations¹
453
428
(5%)
1,366
1,742
28%
- PATMI/(LATMI) from Discontinued Operation²
N/A
137
(7)³
(>100%)
Financial Indicators
Q3FY23
Q4FY23
QoQ Change
FY22
FY23
YoY Change
CTI
40.4%
47.9%
7.5%
44.9%
44.3%
(0.6%)
NIM
2.13%
1.84%
(0.29%)
2.05%
2.07%
0.02%
ROE
10.3%
9.7%
(0.6%)
9.3%
10.0%
0.7%
Basic EPS (sen)4
13.67
12.94
(5.3%)
45.54
52.41
15.1%
Net Assets per Share (RM)5
5.32
5.48
3.0%
5.06
5.48
8.3%
1.
2.
Continuing operations comprised Banking operations and Insurance. Insurance mainly consists of Life Insurance (as JV) and General Insurance (as associate from Aug 22 to Mar'23)
Discontinued operation in FY22 and FY23 comprised General Insurance as subsidiary from Apr'21 to Mar'22 and from April'22 to July'22 respectively
3.
4.
LATMI attributable to shareholders stood at RM7.0mil, after adjusting for loss to IAG International Pty limited (minority interest) of RM59.1mil
Computed based on weighted average number of shares
5.
Computed based on number of ordinary shares issued at period end (excludes treasury shares)
AmBank Group
FY23 Results - Investor Presentation
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