Investor Presentaiton
No. 46 of 2012
Consumer Protection
[Rev. 2016]
the prescribed requirements are met.
(2) Every arrangement by which an operator takes security in contravention of
subsection (1) is void.
41. Cancellation of consumer agreement on loan brokering, etc.
(1) A consumer who is a party to an agreement for loan brokering, credit repair
or the supply of such goods and services as may be prescribed may, without
any reason, cancel the agreement at any time from the date of entering into the
agreement until ten days after receiving the written copy of the agreement.
(2) In addition to the right under subsection (1), a consumer who is a party
to an agreement for loan brokering, credit repair or the supply of such goods and
services as may be prescribed may cancel the agreement within one year after the
date of entering into it if the consumer does not receive a copy of the agreement
that meets the requirements under section 65.
42. Officers and Director
The officers and directors of an operator are jointly and severally liable for any
remedy in respect of which a person is entitled to commence a proceeding against
the operator.
43. Prohibited representations
An operator shall not communicate or cause to be communicated any
representation that is prescribed as a prohibited representation.
PART VI REPAIRS TO MOTOR VEHICLES AND OTHER GOODS
44. Estimates
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(1) No repairer shall charge a consumer for any work or repairs unless
the repairer first gives the consumer an estimate that meets the prescribed
requirements.
(2) Despite subsection (1), a repairer may charge for work or repairs without
giving an estimate if—
(a) the repairer offers to give the consumer an estimate and the consumer
declines the offer of an estimate;
(b) the consumer specifically authorizes the maximum amount that he or
she will pay the repairer to make the repairs or do the work; and
(c) the cost charged for the work or repairs does not exceed the maximum
amount authorized by the consumer.
45. Estimate fee
(1) Subject to subsection (3), no repairer shall charge a fee for an estimate
unless the consumer is told in advance that a fee will be charged and the amount
of the fee.
(2) A fee for an estimate shall be deemed to include the cost of diagnostic time,
the cost of reassembling the goods and the cost of parts that will be damaged and
must be replaced when reassembling if the work or repairs are not authorized by
the consumer.
(3) A repairer shall not charge a fee for an estimate if the work or repairs in
question are authorized and carried out.
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