Investor Presentaiton

0 10 20 30 40 Manageable Insurance and Pension Risks with Adequate Performance General insurance Life insurance Insurance and pension funds continue to improve, shown by the adequate performance and manageable risks. is In July 2022, insurance premiums marked a total increase of IDR21.8 Tn (mtm) with General and Life insurance added premiums at IDR8.6 Tn and IDR13.2 Tn, respectively. In July 2022, the Investment Adequacy Ratio of Life Insurance marked an increase, while General Insurance's was steadily kept above the threshold. Jan-17 Apr-17 Jul-17 Oct-17 Jan-18 Apr-18 Jul-18 Oct-1 Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 240 220 200 180 160 13.2 140 120 100 80 60 8.6 40 20 threshold RBC of the insurance industry remained well above the minimum (120%) with Life Insurance at 493.85% and General Insurance at 313.99% in July 2022. Apr-21 Jul-21 Oct-21 Jan-22 Apr-22 Jul-22 0 Life Insurance threshold Investment Adequacy Ratio= 100% Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 % Life Insurance (Lhs) General Insurance (rhs) 900 400 IDR Tn 800 313.99 350 1,500 700 300 600 1,200 493.85 250 500 200 900 400 300 threshold Insurance RBC (rhs)=120% 150 600 100 200 threshold Insurance RBC (Lhs)= 120% 100 50 300 0 0 Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21 Jan-22 Apr-22 Jul-22 0 General Insurance Oct-21 In July 2022, insurance and pension fund investment values continued the upward trend and stood at IDR1,409.74 Tn and IDR322.51 Tn, respectively. Source: Financial Service Authority (OJK) *) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19 Insurance Jan-19 Apr-19. Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Jan-22 Apr-22 Jul-22 Pension Funds (rhs) 1409.74 IDR Tn 400 Oct-21 Jan-22 Apr-22 Jul-22 350 322.51 300 250 200 105 192.77 112.69

View entire presentation