Investor Presentaiton
Cost income ratio: Dec 2019
Headline vs. Adjusted
Net interest income
Other income
Bank of Ireland 2019 Results Announcement
FY 2019
Headline
(€m)
2,150
Pro forma
adjustments
(Єm)
FY 2019
Pro forma
(Єm)
2,150
- Business income
666
666
- Additional gains
5
(5)
- Other valuation items¹
15
2
17
Total Income
2,836
(3)
2,833
Costs
- Operating expenses
- Transformation Investment
Costs
Cost income ratio
Cost income ratio excludes:
•
-
-
Levies and Regulatory charges
Non-core items
1 Excludes IFRS income classifications which is fully offset in net interest income
1,677
108
1,785
63%
2019 adjusted cost income ratio is adjusted for:
Additional gains and valuation items¹ (€3m)
-
1,677
108
1,785
63%
Bank of Ireland
53
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