DIB's Digital Journey
Funding Sources and Liquidity
Funding Sources (AED bn)
Due to banks & Fls
■Customers' Deposits
■ Equity
■Other payables
■Sukuk
Customers' Deposits (AED bn)
Customer Deposits
Net Financing to Deposit Ratio*
بنك دبي الإسلامي
Dubai Islamic Bank
#Ready For TheNew
Liquidity Coverage Ratio (LCR)
Liquidity Coverage Ratio (%)
294
290
96%
92%
13
89%
232
40
43
142%
20
19
35
15
218
206
218
206
164
164
2019
2020
Jun 2021
Customer Deposits (AED 218 bn as at 30 June 2021)
By Type
Current
Account,
24%
129%
152%
2019
2020
Jun 2021
2019
2020
Jun 2021
Highlights
•
By Business
Investment
Deposits,
59%
Consumer, 43%
Wholesale,
57%
Savings
Account,
17%
*Net Financing to Deposit Ratio excludes Bilateral Sukuk
Improving liquidity position:
•
LCR up 23% to 152%
.
NSFR up 4% to 107%
Customer deposits grew 6% YTD, now reaching AED 218
billion
CASA now stands at AED 90 billion (+5% YTD), and accounting
for 41% of overall deposits
• Wholesale banking continues to be the key contributor to
deposit growth
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