Bajaj Finserv Financial Overview

- Executive summary – Bajaj Finance Limited Overview • · B BAJAJ FINSERV USD 1 INR 75 Focused on Consumer, Rural, SM E, Commercial and Payments lines of businesses Strategic business unit organization design supported by horizontal common utility functions to drive domain expertise, scalability. and operating leverage Focused on cross sell, customer experience and product & process innovations to create a differentiated & profitable business model AUM mix of Consumer: Rural: SM E: Commercial: Mortgage (residual) stood at 47% 12% 17% 9% 15% as of 30 June 2020 Consumer business Payments • AUM of $14,211 MM as of 30 June 2020 and a post tax profit of $ 116 MM in Q1 FY21 . Present in 1,049 locations with 89,900+ active distribution points of sale as of 30 June 2020 Largest consumer electronics, digital products & lifestyle products lender in India, 2-wheeler financing business disbursed 67K accounts in the quarter (degrowth of 78% YOY) • 3-wheeler financing business disbursed 5K accounts in the quarter (degrowth of 87% YOY) Amongst the largest personal loan lenders in India • EMI Card franchise stood at 21.5 MM cards in force (CIF) . • Bajaj Finserv - RBL Bank co-branded credit card CIF stood at 1.80 MM as of 30 June 2020 Bajaj Finserv Mobikwik app has 15.7 MM users as of 30 June 2020 who have linked their EMI card to the wallet Rural business Highly diversified lender in rural markets offering 10 loan products across consumer, SME & mortgages business categories. Operates with a unique hub and spoke business model • Geographic presence across 1,359 towns and villages with retail presence across 19,600 + points of sale Back 21

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