IndusInd Bank Financial Performance

Corporate Portfolio - Focus on Granular, Higher Rated Customers Corporate Loan Book (crs) 1,39,437 1,43,154 1,34,150 1,27,010 1,21,766 Improving Risk Profile * BB+ & Below BBB-, BBB, BBB+ A-, A, A+ AA-, AA, AA+ AAA 22% 22% 21% 21% 18% YoY 24% 24% 26% 29% 28% 27% 29% 27% 3% QoQ 22% 23% 20% 19% 4% 4% 4% 4% Stressed telco at 1% Dec-22 Mar-23 Jun-23 Sep-23 Sep-22 Dec-22 Mar-23 Jun-23 Sep-23 Sector-wise Loan Mix (% of Total Loans) Diversified Fee Mix Q2FY24 Sector NBFCs (other than HFCS) Q2 FY24 5.07% Real Estate Commercial and Residential 3.72% Investment Banking, 4% Other Cross sell, 2% Gems and Jewellery 3.38% Loan Power Generation - Non Renewable 3.35% Processing, Steel 2.09% 29% Food Beverages and Food processing 1.61% Power Generation - Renewable 1.38% Petroleum & Products 1.19% Services Construction Road Projects (Operational) Others Corporate Banking Consumer Banking 1.17% 1.13% 1.03% 20.26% 45.38% 54.62% Foreign Exchange, 22% Total 100.00% 12 *Includes fund and non-fund based exposure to corporate clients Trade & Remittances, 43% IndusInd Bank

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