Investor Presentaiton

▸ Solid corporate governance standards Board of Directors Composition Non-Independent 38% Total: 13 Members Independent 62% High Corporate Governance Standards ✓ Independent board members selected for their ample experience in banking, risks, economy and technology. ✓ Unique IT Board committee, not required by regulators, as testimony of BanBajio's commitment to technological advancement. ✓ Market standard variable compensation schemes for top management. ✓ Professional top management team, with no participation of relatives from controlling shareholders or board members. ✓ Loans to related parties authorized by BoD when required by size and granted at market terms. Source: Company information 19 19

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