IndusInd Bank Growth and Risk Management

Scaling up FY2020 - FY2022 Scale FY2022 Locations 306 | Branches 382 Retailers - ~5.5 lakh | Active Borrowers 3.2 lakh No. of loans disbursed 6.2 lakh | Amount disbursed Rs. 3,252 cr. Advances Rs. 1,943 cr | Liability Bal. Rs. 487 cr Stable Credit costs 99% paying customers • 0.6% GNPA Managed Covid events with <1.5% credit cost The book is maturing Completed 4 loan cycles Customer Acquisition (A/Cs opened) Amount Disbursed (Rs. Cr) No. of loans disbursed Pilot Scale-up 1,54,235 2.5x 3,81,654 6X 2,744 5.5 X 5,09,338 Advances ENR (Rs. Cr) 5x 1,943 93,333 376 477 10,134 11,821 31 11 FY20 FY21 FY22 FY20 FY21 FY22 FY20 FY21 FY22 FY20 FY21 FY22 IndusInd Bank

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