Ahead to the Future: Austrian Postal Market and Bank99 Overview

1 DIRECT MAIL/MEDIA POST IN AUSTRIA BILA PLUS BILL -25% -25% STIEGL -25% Volumes (millions of items) Ø -1.8% p.a. Ø -6.2% p.a.1 5,108 4,883 4,737 4,727 4,765 4,816 4,599 4,559 4,417 3,916 3,888 2020-2021 Direct Mail/Media Post volumes (daily items) Extremely negative impact due to lockdowns, increased volatility at present - - Q4 2021: -2% (vs. -8% in Q4 2020) 2021: -1% (vs. sharp decline of 12% in 2020) +12% -3% -2% EUR -4% 431m -7% -9% -8% Revenue 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 unaddressed addressed INVESTOR PRESENTATION Investor Relations Vienna, 11 March 2022 Q1 -25% Q2 Q3 Q4 2020 2021 13

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