Financial Inclusion in Papua New Guinea
Spillovers of Spouse's Education
(1)
BankAcct
Female Sample
(2)
(3)
BankAcct BankAcct
(4)
BankAcct
age
0.000695
0.000617
0.000612
(0.00155)
(0.00155)
(0.00157)
0.000530
(0.00156)
age
(1)
BankAcct
Male Sample
(2)
(3)
(4)
BankAcct BankAcct BankAcct
0.00379
0.00338 0.00276 0.00237
(0.00240) (0.00236) (0.00235) (0.00231)
primary
0.0967***
0.0689**
0.0747**
0.0526
primary
(0.0343)
(0.0321)
(0.0379) (0.0361)
0.108*
(0.0554)
0.132**
0.0573
0.0860
(0.0547) (0.0568)
(0.0568)
secondary
0.304***
0.268*
***
0.240**
0.222**
secondary
0.369***
0.350***
0.243**
0.239**
(0.0951)
(0.0890)
(0.111)
(0.105)
(0.0853)
(0.0852)
(0.102)
(0.103)
tertiary
0.738***
0.674***
0.678***
0.631***
tertiary
0.372***
0.341***
0.253**
0.237**
monthlyinc
hhmembers
0.00125
(0.0812) (0.0827)
SpouseGreater 0.0681**
0.0681**
0.0667**
(0.0336) (0.0329) (0.0346) (0.0339)
0.0000344* 0.0000371** 0.0000324 0.0000358**
(0.0000202) (0.0000177) (0.0000198) (0.0000175)
0.00293
0.00260
(0.00682) (0.00685) (0.00675) (0.00680)
(0.101)
(0.101)
(0.0843) (0.101)
0.0653*
SpouseGreater
(0.0863)
0.113*
0.0920
0.0905
(0.0602) (0.0605) (0.0594) (0.0599)
(0.0986)
0.0716
monthlyinc
0.000146*** 0.000128*** 0.000136*** 0.000119***
(0.0000276) (0.0000270) (0.0000280) (0.0000275)
0.000949
hhmembers
0.0167*
0.0160*
0.0184*
(0.00947) (0.00927) (0.00949)
0.0175*
(0.00927)
urban
-0.0504
(0.0711)
-0.0765
DistDummy
(0.0707)
-0.0407***
(0.00785)
-0.0487
(0.0716)
-0.0751
(0.0710)
urban
0.226**
0.175**
(0.0872)
(0.0861)
0.189**
(0.0876)
0.143*
(0.0866)
-0.0403***
(0.00790)
DistDummy
-0.0587**
(0.0130)
-0.0586***
(0.0129)
english
0.0654
(0.0626)
0.0461
(0.0602)
english
0.165**
(0.0714)
0.145**
(0.0702)
_cons
N
-0.0614
0.0170
-0.0539
0.0239
_cons
-0.195*
-0.0874
-0.170
(0.0773) (0.0768)
(0.0784) (0.0779)
298
298
297
297
Standard errors in parentheses
* p<0.10, ** p < 0.05, *** p < 0.01
N
Standard errors in parentheses
(0.106)
286
(0.109)
(0.106)
-0.0630
(0.110)
286
282
282
44x
* p < 0.10, ** p < 0.05,
P<0.01
Davies & Nettuno
Financial Inclusion in Papua New Guinea
August 4, 2022
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