Investor Presentaiton
TOCH
GN TOCHIGI BANK
Review of the Previous (10th) Medium-term Management Plan
Key Numerical Targets and Results
10th Medium-term Management Plan
Item
2020/3
Target in
Final Fiscal Year
2021/3
2022/3
2023/3
Profit (Consolidated)
¥1.8 billion
¥2.5 billion or more
¥2.0 billion
¥3.6 billion
¥2.6 billion
Core net business profit
(excluding gains (losses) on cancellation of
¥5.1 billion
¥6.0 billion or more
¥5.8 billion
¥7.4 billion
¥7.9 billion
investment trusts)
Capital adequacy ratio
11.17%
10% level
11.90%
12.06%
11.85%
(Consolidated)
Key Themes and Results
Theme 1: Enhancement of value offered to customers by making
the most of our consulting function
Theme 2: Development of customer-oriented
human resources
2020/3
2023/3
Initiatives aimed at promoting
the advancement of women
Target
2026/3
Result
2023/3
Business matching
(Annual) 498 agreements
(Annual) 666 agreements
agreements concluded
Investment trust balance
¥89.0 billion
¥146.1 billion
Percentage of female workers
in managerial positions
(deputy investigator) or higher
16% or higher
11.7%
Theme 3: Establishment of a sustainable management base that
supports customers
Improving Efficiency of Branch Office Operations
ATM outsourcing
■Concentration of administrative work at the
Head Office, etc.
Improving Efficiency of Branch Network
=>
Number of Branch Locations: 85 branches (2020/3) ⇒ 75 branches (2023/3)
Number holding specialized qualifications (2023/3)
Reduction of
administrative work
SME Management Consultants
11 people
200,000 hours/year
Management Consultants
37 people
1st-grade Certified Skilled Professional
47 people
of Financial Planning (CSPFP)
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