Scotiabank ESG and Financial Performance Update

Key Liquidity Metrics LIQUIDITY COVERAGE RATIO (LCR) 1 129% 124% 125% 123% 123% 122% 122% 119% 131% . Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 HIGH QUALITY LIQUID ASSETS (HQLA) 2 $252 $230 $214 $211 $213 $201 $205 $195 $198 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 NET STABLE FUNDING RATIO (NSFR) 3 112% 112% 111% 111% 110% 109% 109% 109% 108% Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 HIGHLIGHTS Liquidity well in excess of regulatory requirements LCR of 123% - 168% in Pacific Alliance countries HIGHLIGHTS Substantially comprised of Level 1 assets +$22Bn Q/Q and +$38Bn Y/Y HIGHLIGHTS • NSFR is well in excess of 100% regulatory requirement 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Liquidity Coverage Ratio (April 2015); 2 In billions; 3 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Net Stable Funding Ratio Disclosure Requirements (January 2021) 57 57

View entire presentation