1Q 2023 Investor Presentation
Balance Sheet Trends
Balance sheet growth of 7% from increase in financing and investments
Management Commentary
■ Growth in total assets of 7% YTD mainly driven by 5% financing growth and
4% growth in investments and 47% growth in balances with SAMA.
■ Total liabilities grew by 7% during 1Q 2023 mainly from a 10% rise in
customers' deposits.
Total Assets Movement YTD (SARbn)
200.4
5.3
1.4
+7%
SAR (mn)
6.7
مصرف الإنماء
alinma bank
(0.0)
213.7
1Q 2023
4Q 2022
A%
1Q 2022
A%
Total assets
4Q 22
Cash, interbank
& SAMA
+47%
Investments
Financing
Other
Total assets
1Q 23
+4%
+5%
-0%
Cash, interbank & SAMA balances
16,475
11,178
+47%
Investments
39,884
38,529
+4%
Financing
153,153
146,492
+5%
Other assets
4,237
4,238
Total assets
213,749
200,436
Due to SAMA, banks & other Fl
13,805
16,483
Customers' deposits
159,948
145,168
Other liabilities
6,832
6,908
Total liabilities
180,586
168,560
Share capital
20,000
20,000
-0%
+7%
-16%
+10%
-1%
+7%
+0%
11,051 +49%
36,026 +11%
128,965 +19%
3,477 +22%
179,519 +19%
13,245
+4%
128,035 +25%
6,720 +2%
148,001 +22%
20,000 +0%
Total Liabilities Movement YTD (SARbn)
+7%
14.8
180.6
168.6
(2.7)
(0.1)
Retained earnings
5,215
4,285
+22%
4,449
+17%
Other reserves
2,949
2,591
+14%
2,069
+42%
Total liabilities
Tier 1 sukuk
5,000
5,000
+0%
5,000
+0%
4Q 22
Total equity
33,164
31,876
+4%
31,518
+5%
Due to SAMA, banks Customers' deposits
& other Fl
-16%
Other
Total liabilities
1Q 23
+10%
-1%
1Q 2023 INVESTOR PRESENTATION
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