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Investor Presentaiton

Other ADJUSTED NET INCOME 8 47 130 1, 2, 3 ($MM) (7) (35) • Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 • YEAR-OVER-YEAR HIGHLIGHTS Decrease was driven by higher expenses and higher taxes QUARTER-OVER-QUARTER HIGHLIGHTS Decrease was driven by higher expenses 1 Represents smaller operating segments including Group Treasury and corporate adjustments 2 Attributable to equity holders of the Bank 3 Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2021 Annual Report, available on http://www.sedar.com 12 12
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