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Investor Presentaiton

CIMB Thai: Key Ratios CIMB THAI ชีไอเอ็มบี ไทย (Consolidated, %) 2Q23 1Q23 Q-o-Q 1H23 1H22 Y-o-Y ROE ^ 4.6 7.3 5.9 9.7 NIM ^ 2.7 2.5 2.6 2.7 Cost to Income 62.8 51.2 56.6 52.8 Loan Loss Coverage ** 122.1 122.6 122.1 114.3 Loan Loss Charge ^ 0.9 1.4 1.1 0.7 Gross NPL ratio ** 3.1 3.1 3.1 3.3 ROA 0.6 0.7 0.6 1.0 Loan to Deposit 92.9 101.7 92.9 90.1 Modified LDR *** 83.8 88.6 83.8 77.8 CAR * 20.2 21.1 20.2 20.7 CASA ratio # 49.5 50.5 49.5 53.5 Σ Notes: Bank Only *** Excluding STAMC (Loan MM) / (Deposit + MM + BE + S/T debenture + structured debenture) ^ Annualised # Fixed deposit receipt call reclassified as savings from fixed deposits 40
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