Market Leader with Potential for Further Penetration slide image

Market Leader with Potential for Further Penetration

PAYMENT SYSTEMS JCC Leading Card Processing and Payment Solutions Business in Cyprus Key Facts JCC PAYMENT SYSTEMS C.85% Market share1 Cyprus Payments processor Leader DOC €17 mn EBITDA in FY2022 Key Highlights #1 Payments hub; 75% Shareholding Leading player in the market Strong presence in both physical and online card processing and acquiring space Comprehensive omni-channel end-to-end offering across the payments value chain Established network with major banks and strong institutional connectivity Value of transactions up 53% since 2020 10% Contribution to Group's non-NII² € bn 3% Contribution to Group's PBT2,3 As at 31 December 2022 based on market statistics 1) 2) For 1Q2023 3) Before non-recurring items +53% 11.8 9.1 7.7 FY2020 FY2021 FY2022 23
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