Investor Presentaiton

• • • . Chola Enter a better life ERM as Value Centre in Corporate Processes murugappa Periodic engagement with internal audit team to incorporate key observations on process failures identified by IA team which will be considered as part of risk review process. ERM also gives risk-based inputs to internal audit team to plan and prioritize their audits VES as inputs to Asse Actively participates and provides inputs to Asset Liability support group which monitors company's liquidity position BETTER Actively involved in risk assessment of IT and Cyber Security and its mitigation strategies Developing a framework for ESG implementation in the organization Develop and manage business continuity plan for all critical corporate functions across the organization 78

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