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Investor Presentaiton

SOE AND CORPORATE LOANS Loan Outstanding - Trend YoY g = -11.9% (IDR Trillion) 192.5 191.1 170 174.5 168.4 101.4 97.4 92.8 97.1 74.7 77.2 91.00 93.8 93.7 77.4 2016 2017 2018 2019 2020 Corporate SOE Total By Business Segment SOE Loans Transportation 4.51% Oil & Gas 1.77% Others 10.36% Mining 0.37% Agribusiness 17.25% Corporate Loans Oil & Gas 5.53% Others 6.56% Transportation 1.02% Mining 3.10% Construction 7.51% Infrastructure, Utilities 18.45% Industry 14.58% Agribusiness 30.87% Construction 2.20% Infrastructure, Utilities 43.65% Industry 32.26% V Started in 2018, Loan has been adjusted due to reclassification of Trade Finance/LC Related Receivables from Loan to Other Earning Assets-Other Receivables BRI Melayani Dengan Setulus Hati ...Corporate & SOE loan growth trend align with BRI focus to grow more on MSME and optimize transactions in Corporate Segment... Corporate Business Strategies • Selective loan growth • Improve asset quality • Boost fees & other operating income through transaction banking 50 I
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