2021 Investor Day slide image

2021 Investor Day

We expect adjusted operating expenses to be between CHF 16.5-17.0 bn in 2022 to 2024 Illustrative development of adjusted operating expenses excl. significant items¹ in CHF bn, FXC ~16.2-16.5 ~(0.4) ~0.5 Yr3 Yr3 1.5 Amortization of 16.5-17.0 investments in ~40% Yr2 infrastructure to support growth Yr1 Yr2 Yr1 ~60% Increasing to ~(1.0)-(1.5) by 2024 Increasing to ~1.0-1.5 by 2024 Operating cost increases as part of the growth plan (e.g. RM hires) 2021 Estimate² Business exits Variable compensation normalization Structural cost savings Invest for growth We expect adjusted operating expenses to be between CHF 16.5-17.0 bn in 2022 to 2024¹; In addition, we expected CHF ~400 mn of restructuring expenses between 4Q21 and 2022 1 At constant 2021 FX rates 2022-2024 Aspiration 2 Estimates and assumptions are based on currently available information and beliefs, expectations and opinions of management and include all known facts and decisions as of November 4, 2021. Actual results may differ CREDIT SUISSE 2021 Investor Day November 4, 2021 46
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