Investor Presentaiton

DS R&C JCIB GCB GCIB Global Markets AM/IS Progress of the medium-term business plan FY22 results / FY23 revised target Review of FY22 FY22 results FY23 YOY Net operating 412.2 +127.5 profits (\bn) revised target 455 (vs original target +170) Achieve- ments • Expense ratio 43% (9ppt) 40% ROE 10% +4ppt 11% Chal- lenges • RWA (\tn) 33.2 +0.6 33.1 Changes in ROE Steadily racked up growth every year to achieve the level of the MTBP final year target Net profits +¥151.6bn 5% 6% 11% 10% VS ☐ original vs target target +2ppt . • Reached the initial MTBP target for FY23 one year ahead of schedule Progress of profitability improvement by company group Achievement of reduction target for equity holdings in sight Materialize investment business where we share business risk with customers Fully achieve the FY23 plan and bridge it to the next MTBP Ensure pricing control mindful of changing interest rate environment Continuously accumulate highly profitable assets • Implement new businesses that contribute to resolution of social issues FY23 key strategies Deepening of ROE management New challenges for sustainable growth Strengthen business base 1 Maintaining and expanding high quality portfolio 2 Further strengthening of origination 3 Establishment of business model to address social issue 4 Facilitate changes in customer expectation regarding the roles we should fulfill FY20 result FY21 Gross result profits Expenses Others. RWA FY22 Key FY23 result strategies revised target MUFG 18

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