Investor Presentation September 2023
Funding & Liquidity
Funding Mix
Customer Deposits
بنك ظــفــار
Bank Dhofar
14%
3%
3%
13%
0
39%
28%
■CASA Customer
Deposits
Other Customer
Deposits
Due to Banks
■ Other Liabilities
■Tier 1 Capital
Securities
■Shareholder's
Equity
OMR million
Total
CASA
2,906
1,231
42%
3,050
1,281
42%
。。
Others
1,675
Sep-22
1,770
Sep-23
Customer deposits marginally
skewed towards term deposits
with CASA's constituting 42% of
the total deposits.
Stable funding with access to
diversified sources of funding
The Bank is primarily customer
deposit-funded with a broadly
stable deposit base, including
sticky deposits from GRES
The Bank holds a portfolio of
highly liquid investment
securities mainly
Omani
sovereign instruments, available
for repo, if needed
LCR as at Sep-23 is 124.20%
NSFR as at Sep-23 is 111.85%.
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