Bank of Ireland H1 2020 Credit Presentation slide image

Bank of Ireland H1 2020 Credit Presentation

Economic activity has increased but uncertainties remain Bank of Ireland H1 2020 Credit Presentation 5.0% 5.6% 2019a Ireland 13.5% (7.0%) 2020f GDP1 Unemployment² • 8.2% • 6.0% • • 2021f UK 7.0% 5.8% 3.8% 1.5% 2019a (9.5%) 2020f GDP1 Unemployment² 6.7% 2021f Significant contraction in our core markets March - May 2020, but high frequency data points to an improving environment in Q2 2020 Reopening of the Irish economy accelerated during Q2 €7.4bn additional fiscal stimulus announced in July to provide further support towards economic recovery Irish government's response now c.€24bn / c.11% of GNI* Claimants of Pandemic Unemployment Payment down to 48% of peak; supportive of continued recovery in H2 2020 Consumer spending, investment and exports will make positive contribution to Irish GDP growth in 2021 Alert to risks such as a potential second wave and on-going Brexit uncertainties Sources: Forecasts (July 2020) by Bank of Ireland Economic Research Unit; CSO; Department of Finance; Department of Employment Affairs and Social Protection; Department of Taoiseach; ONS Bank of Ireland 1 Annual real growth 2 Annual average rate 8
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