Investor Presentaiton
"At Source Deduction" lending: a low-risk and socially responsible model
1
2
Bayport holds a licence/ agreement
signed with employers to offer "at
source deduction" lending to qualifying
employees¹
Employee requests a loan for...
BAYPORT
FINANCIAL SERVICES
3
Agriculture Other
3%
8%
Health &
Employer
emergency
Housing
30%
(Government entity)
9%
Education
24%
2
SMME
26%
Agents
2
Digital
5
3
вс
Bayport releases funds directly to
employee via...
Cash
13%
Electronic Fund
Transfer
87%
Employee¹
Loan instalments paid directly by
employer
Note: All figures are per year ended December 31, 2019
1 Definition of "qualifying employees" includes current employees and pensioners; 2 Small, Medium and Micro Enterprise
Strictly Private & Confidential
Avg. loan size: $2,388
5 Employer pays salary (net of
instalment payment) to employee
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