Financial Overview and Growth Strategy
Digital Strategy at IndusInd continues to drive impact across 3 primary Business Objectives
Direct platform led business continues to grow at a robust pace
3
Do It Yourself (DIY) Platform led & BaaS* led Business: Assets grew 4X YOY, Liabilities grew 1.4X YOY
Assets (Indexed)
Liabilities (Indexed)
500
200
400
150
400
1.4x
150
300
4x
100
100
200
100
100
50
Create scalable,
profitable
0
0
Jun-22
Jun-23
Do It Yourself / Open
Jun-22
Jun-23
Banking led business
models
Indus
Ceasy CREDIT
Indus
Ceasy CREDIT
DIY Current Account with
VKYC
*Banking as a Service
DIY Cards Vol (indexed)
706
DIY PL Vol (indexed)
666
6.6x
7x
DIY CA Vol (indexed)
100
343
3.4x
Indus
easy CREDIT
DIY STBL Vol (indexed)
100
348
3.4x
100
100
Q1 FY'23
Q1 FY'24
Q1 FY 23
Q1 FY 24
Q1 FY 23 Q1 FY 24
Q1 FY 23 Q1 FY 24
36
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