Investor Presentaiton

H1'22 Highlights Total income (€ mn) Collaboration revenue одо ROTE Underlying attributable profit (€ mn) 3,612 +33% YoY 24.3% 1,531 SCIB Corporate & Investment Banking 'Santander CIB supports corporate and institutional customers, offering tailored services and value-added wholesale products suited to their complexity and sophistication' Strategic priorities ■ Continue the business transformation to partner with our clients as strategic advisors, strengthening our value-added services, with an increased focus on ESG and Digital solutions ■ In Europe, our aim is to become one of the relevant European CIB players by strengthening our advisory capabilities leveraging a pan-European platform to better serve our global clients' needs ■ In South America, our ambition is to become the top CIB player in most countries and products, consolidating our leadership position evolving from multi-country to pan-regional In the US, our aim is to up-tier our CIB franchise to compete on a level playing field. Focus on the Amherst Pierpont Securities (APS) integration as a step to deliver on our growth aspirations Leaders in League Tables Q2'22 +11% Top 3 +31% Structured Finance Green Finance Debt Capital Markets Recent Awards EUROMONEY Best Investment Bank in Spain GTR Global Trade Review Best Supply Chain Finance Bank GlobalCapital Most Impressive Bank for Latin American Bonds Total income breakdown by business Revenue YoY growth by region Other 5% Global Markets 37% 0 Global Transaction Banking 34% Global Debt Financing 24% Santander +29% Source: Dealogic, Inframation, Bloomberg More information at https://www.santander.com/en/about-us/where-we-are/santander-corporate---investment-banking 34

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