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TAN fogether we can Gross NPA% 14.33% Improving Asset Quality - Ratios 75 Azadi Ka Amrit Mahotsav |თის Amt in Crore PCR%-(incl TWO) Credit Cost 2.45% 2.46% 83.04% 1.76% 11.78% 11.27% 80.26% 81.60% (Annualized) June'21 (Q1) Mar'22 (Q4) June'22 (Q1) June'21 Mar'22 Jun'22 June'21 Mar'22 June'22 Total Recovery incl Upgradation & Recovery in TWO & RI 7057 Net NPA% Slippages(Fresh Addition) Ratio 6324 (Annualized) 1769 5.84% 4.80% 5.67% 4.28% 1555 6.47% 1724 2607 3.75% 3045 2681 June'21 Mar'22 June'22 June'21 (Q1) Mar'22 (Q4) Jun'22 (Q1) Mar'22 (Q4) 4 Asset Quality June'22 (Q1) Recovery in TWO & RI Up Gradation ■Cash Recovery Page 26

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