Q3 FY22 Earnings Report

Disciplined ALM Management -Cumulative gap upto 1 month 141% 119% 120% 61% 48% 71% 36% 50% 44% BAJAJ FINANCE LIMITED -Cumulative gap upto 12 months 220% 216% 160% 192% 178% 96% 51% 80% 76% 64% 57% 54% 38% 16% 4% Mar '13 Mar '14 Mar '15 Mar '16 Mar '17 Mar '18 Mar'19 Mar'20 Mar'21 Jun'21 Sept'21 Dec'21 Till Mar'19, RBI had prescribed -15% ALM mismatch for upto 1 Month and upto 1 year. From FY20 onwards, RBI has prescribed -20% ALM mismatch for upto 1 Month and left mismatch for subsequent buckets to discretion of the company. 42

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