Q2 & H1 FY20 Earnings Presentation

Business Segments - Travel Related Financial Services Forex One of India's largest foreign exchange dealers with dominance in the wholesale segment and keen focus on the retail market as well . AD-II license holder • Only non bank in the country to issue Prepaid Travel cards • Member of SWIFT . One of the largest exporters of bank notes globally • The segment is a consolidation of Foreign Exchange business of TCIL, TC Lanka and TC Forex • The Reserve Bank of India had granted SOTC a Full Fledged Money Changer (FFMC) license in February, 2018. Insurance • . Focus on Travel Insurance with the strategy of being a complete travel solutions provider for domestic as well as overseas travel Foreign Exchange BUY FOREX SELL FOREX MONEY RELOAD TRANSFER FOREX CARD Forex segment revenues at consolidated level grew by 4% and EBIT increased by 7% with sustained retail focus The Thomas Cook Borderless Prepaid Card (BPC) sales increased by 61% in Q2 FY20 $ € Well positioned with requisite scale and expertise to leverage growth in the segment CURRENCY CONVERTER LIVE RATES Thomas Travel Smooch Cook thomascook In 8

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