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Investor Presentaiton

DIVISIONAL CONTRIBUTIONS 35 Division Cash Earnings Underlying Profit 1H21 ($m) 1H21 v 2H20 1H21 ($m) 1H21 v 2H20 Business and Private Banking 1,216 9.0% 1,815 1.2% Personal Banking 859 24.7% 1,133 (0.8%) Corporate and Institutional Banking 782 5.7% 997 (16.2%) New Zealand BankingĀ¹ (1) In local currency 616 30.0% 835 9.2% National Australia Bank
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