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Credit Rating Instrument Rating of Bank's Financial Securities Rating Unsecured Subordinated Non- Convertible Debenture* CARE AA; Stable (Double A; Outlook: Stable) Rating Agency Amount (in Billion) CARE Ratings 1.60 [ICRA]AA (Double A; Outlook: Stable) ICRA [ICRA]AA (Double A; Term Loans From Bank* ICRA 0.80 Outlook: Stable) Certificate of Deposit [ICRA] A1+ ICRA 15.00 Bandhan Bank 14

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