Investor Presentaiton
PUBLIC
Capitalization and Asset Quality
Total Equity¹ Breakdown (USD mn)
Prudent capitalization² (%)
■ Share capital
■Statutory reserves ■Retained Earnings Other Reserves & Treasury Shares
■ Tier 1
■ Tier 2
18.1%
17.4%
11,556
11,827
11,991
17.0%
16.4%
11,249
2.4%
2.4%
2.4%
2,532
2.2%
3,066
3,511
2,622
5,647
5,063
4,996
4,523
15.7%
15.0%
14.6%
14.2%
1,174
1,233
1,171
1,230
2,348
2,466
2,460
2,583
Dec-21
Dec-22
Jun-22
Jun-23
Prudent Provisioning (USD mn)
Dec-21
Provisions and Impairments Charges (USD mn)
■Provisions for Credit Losses Other Impairment Losses
■Specific Provisions
■ General Provisions
2,703
433
38
2,244
2,068
2,155
1,686
1,664
558
Dec-20
404
Dec-21
548
Dec-22
395
148
2021
156
Dec-22
Jun-22
Jun-23
Asset Quality Ratios (%)
Loan Loss Coverage Ratio
311%
300%
267%
NPL Ratio
218%
69
1.75%
131
156
25
1.42%
1.24%
1.04%
44
2022
1H 2022
1H 2023
Dec-21
Dec-22
Jun-22
Jun-23
Equity here refers to total equity attributable to the shareholders of National Bank of Kuwait S.A.K.P.
Notes:1
2 Restated for June 2022
National Bank of Kuwait 26View entire presentation