Financial Performance Update

Additional Colour on BBB and BB Rated Exposure • BBB Rated Exposure Fully Secured, granular portfolio both in terms of size and sectoral exposure Highest sectoral exposure of 1.6% . 295 customers with average exposure of Rs. 30 crore • Highest single exposure is Rs. 260 crore, fully secured Reduction in total exposure of Rs. 2,900 crore in FY21 - Net downgrades to BB Rs. 590 crore; Net upgrades to A- or better Rs.889 crore; Net Reduction in exposure Rs. 1422 crore BB and below Rated Exposure Portfolio almost fully secured and granular both in terms of size and sectoral exposure 240 total customers with an average of Rs. 12 crore . Approx.50% of the exposure has a facility rating better than investment grade Largest exposure of Rs. 200 crore, fully secured, consistently being pared down; exposure reduced by Rs. 150 crore in FY21 3 accounts between Rs. 100 crore - Rs. 150 crore, of which one account is non-fund exposure Given the granularity and risk reduction over the last 18-24 months, these exposures are now BAU apno ka bank | RBL Bank 19

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