Investor Presentaiton

Funding and Liquidity Positions Customer Deposits (USD bn) 58.0 57.6 56.4 52.5 Dec-19 Dec-20 Sep-20 Other, 5% Equities, 1%. Sep-21 Funding Mix (Total Liabilities) ■Due to banks and other Fis ■Certificates of deposit ■Customer Deposits ■ Other borrowed funds 62% 64% 66% 67% 27% 30% 23% 25% Dec-19 Overview of Investment Securities¹ - USD 15.6 bn As at 31 December 2020 Non-Gov't Debt, 38% Gov't Debt (non Kuwait), 56% FVOCI 77% Notes:¹Excludes investments in Central Bank of Kuwait Bonds and Kuwait Government Treasury Bonds Dec-20 Sep-20 Sep-21 FVPL 5% Amortized Cost 18% National Bank of Kuwait 24

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