Investor Presentaiton
Recent Trends
Digital adoption by NBFCs is on a steadfast rise (I/II)
IIFL
FINANCE
99% home loans are on-boarded and decisioned through digital platform
• 33% increase in overall digital loans O/S FY23 vs. FY22
First to launch an end-to-end loan to disbursal journey on WhatsApp with digital fraud checks and
verification
pnb Housing
Finance Limited
Ghar Ki Baat
⚫ 99.7% EMI collections through digital mode
⚫ Launched WhatsApp channel, chatbot for new customers
HDFC
WITH YOU, RIGHT THROUGH
94% of new loan customers on-boarded digitally
Reimagined on boarding journey with both, mobile and web
Use of QR codes to help customers access the digital platform
Source: Company Documents
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