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Investor Presentaiton

12 Morgan's Queensland Investor Conference Suncorp Life Operating Environment Considerations for Suncorp Life Current operating environment One Company SUNCORP Many Brands GROUP >>> Economic headwinds » Regulatory reform » Technological change » IFRS/Accounting change » Changing customer behaviour » » Suncorp Life opportunities Conservatively positioned with increased reinsurance and a strengthened balance sheet Forward-looking, conservative bias towards lapse and claims assumptions Diversified distribution - IFA, Bank, Direct » Direct opportunity through General Insurance brands that are known and trusted Group-led customer base initiatives will help support growth in highly competitive segments Suncorp Group Limited October 2015
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