Investor Presentaiton
ROA
ROE
Numerical Data 3
(%)
FY2016
FY2017
FY2018
FY2019
FY2020
YoY change
Sep. 2016
Sep. 2017
Sep. 2018
Sep. 2019
Sep. 2020
0.27
0.24
0.25
0.23
0.21
0.23
0.22
0.18
0.14
0.13
-0.05
4.17
3.83
4.11
3.83
3.57
3.77
3.40
2.93
2.42
2.31
-0.62
Net interest margin (Domestic operation)
0.31
0.31
0.28
0.29
0.27
0.30
0.28
0.30
0.25
0.27
-0.03
Yield on interest-earning assets
1.18
1.15
1.10
1.09
1.04
1.07
1.07
1.07
0.94
0.94
-0.13
Loans
1.25
1.22
1.14
1.12
1.08
1.07
1.04
1.04
1.00
1.00
-0.04
Securities
1.30
1.26
1.25
1.24
1.16
1.26
1.40
1.42
1.05
1.07
-0.35
Total funding cost
0.87
0.84
0.82
0.80
0.77
0.77
0.79
0.77
0.69
0.67
-0.10
Deposits
0.06
0.06
0.05
0.05
0.03
0.03
0.02
0.02
0.02
0.02
0.00
ā
Assets (Non-consolidated basis)
(Million yen)
Sep. 2016
Mar. 2017
Sep. 2017
Mar. 2018
Sep. 2018
Mar. 2019
Sep. 2019
Mar. 2020
Sep. 2020
Change from
Mar. 2021
Cash and due from banks
694,488
551,352
526,257
562,846
550,020
Call loans
7,274
36,142
4,488
3,718
1,135
766,292
332
788,863
568,491
658,394
871,417
Mar. 2020
302,926
1,295
Debt purchased
8,037
8,754
8,657
9,197
9,183
9,629
9,828
Trading securities
229
Money held in trust
6,519
Securities
1,915,770
Loans and bills discounted
2,680,805
224
3,996
1,922,061
2,822,492
306
4,005
1,863,275
2,903,883
117
4,000
1,848,466
3,016,546
107
4,008
1,697,591
57
3,036,341
4,000
1,600,463
3,121,051
86
4,973
1,570,722
3,157,824
9,826
89
4,955
1,656,038
9,105
156
4,980
1,776,346
9,639
-187
-89
4,978
1,809,181
23
153,143
3,353,056
3,484,685
3,583,995
230,939
Foreign exchange
2,724
4,317
4,354
4,556
3,017
5,957
4,069
6,324
9,223
9,494
3,170
Other assets
12,321
23,123
44,572
64,147
56,764
53,223
53,153
53,777
50,827
54,870
1,093
Tangible fixed assets
35,287
34,445
34,295
34,191
33,888
33,600
33,275
32,769
31,995
31,725
-1,044
Intangible fixed assets
1,756
1,805
1,656
2,340
2,712
5,205
6,026
5,568
5,159
4,839
-729
Prepaid pension cost
4,783
4,288
4,247
4,299
4,532
4,768
5,171
5,548
5,133
4,643
-905
Deferred tax assets
1,409
-1,409
Customers' liabilities for acceptances and guarantees
17,511
16,456
16,107
14,665
16,476
16,394
14,964
14,290
14,275
13,943
-347
Reserve for possible loan losses
-39,430
Reserve for investment loss
-69
-37,621
-91
-36,781
-85
-34,159
-23
-34,746
-45
-36,922
-44
-37,144
-40
Total assets
5,348,009
5,391,748
5,379,241
5,534,909
5,380,989
5,584,011
5,613,067
-39,907
-38
5,672,201
-42,393
-42,190
-2,283
-36
-115
6,007,854
6,356,422
-77
684,221View entire presentation