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Investor Presentaiton

Returning capital to shareholders Capital distribution GEL millions Number of shares outstanding (period-end)** millions PAYOUT RATIO:* 36% 33% 34% 32% 30% 30% 35% 37% 37% 49.2 49.2 535 2.0 1.6 49.2 2.3 47.5 45.8 514 2.5 2.2 188 162 257 73 122 124 72 80 98 102 No dividend paid due to Covid-19 pandemic 347 352 This includes a final dividend of GEL 4.94 per share that the Board intends to recommend at the 2024 AGM 47.2 47.5 46.9 45.0 43.6 184 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Dec-19 Dec-20 Dec-21 Dec-22 Dec-23 Dividend for the year ■Share buyback Ordinary shares outstanding Treasury shares outstanding In August 2023, the Board announced a further share buyback and cancellation programme ("Buyback Programme") totalling GEL 62 million. The total number of shares cancelled since the launch of the Buyback Programme in August 2023 is 205,621 at a cost of GEL 23.9 million. Currently, the total number of shares in issue is 45,709,102 The Board intends to recommend, at the 2024 Annual General Meeting, a final dividend for 2023 of GEL 4.94 per share, making a total dividend for 2023 of GEL 8.00 per share. This is a 5% increase on the dividend for 2022 - a year boosted by significant one-offs and FX income which broadly normalised in 2023 The Board has also approved an extension of the buyback and cancellation programme by an additional GEL 100 million *For the purpose of total payout ratio calculation, total buyback amount is divided by outstanding shares before the beginning of the respective programme. **Treasury shares are provided per IFRS and mainly include shares held by Executive and Employee trusts. 16
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