Investor Presentaiton

Credit Portfolio Breakdown - Mortgage Lending Housing Lending Portfolio Growth In R$ billion 7.0% 421.4 406.1 384.7 393.7 340.4 2014 2015 2016 Market Share (%) 1H16 1H17 Delinquency Rate (%) 2.26% 68.3% 67.2% 67.0% 68.1% 1.85% 66.7% 1.70% 1.63% 1.64% Breakdown by Duration (%) As of June, 2017 9% 3% 48% Loan to Value (%) ■ Up to 5 year 40% ■5-6 year ■ 6-7 years ■ Over 7 years 74.0% 67.0% 67.0% 69.0% T 1 2014 2015 2016 1H16 1H17 2014 2015 2016 1H16 1H17 2014 2015 2016 1H17 Source: Caixa Econômica Federal 14

View entire presentation