Investor Presentation - Q4 FY22

Inflow Outflow ALM Position as of Mar 22 Cumulative Surplus (Mn) 7,284 7,093 6,969 10,177 21,725 14,656 82,835 Robust ALM 15,827 12,399 8,734 5,115 0-3months 3-6 months 22,755 15,786 6-12 months 69,731 48,120 48,006 37,943 1-3 years Classification of assets and liabilities under different maturity buckets is based on the same estimates and assumptions as used by the Company for compiling the detailed ALM return submitted to NHB. Investor Presentation - Q4 FY22 31 68,179 5+ years 3-5 years profile ensuring sufficient liquidity buffers Cumulative Positive flows across all the time buckets home first We'll take you home

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