MGA Model Evolution in Asia
Roland
Berger
Insurance landscape is evolving - All stakeholders are expanding
across the value chain to transform their value proposition
Health insurance value chain trends
ĉ
Reinsurer Insurer
Agent
Broker
MGA/MGU Insurtech
TPA
Care
providers
2)
2)
Product
development
1)
Sales &
distribution
1)
3)
Underwriting
1)
Policy
admin & billing
1)
Claims
management
(Access to)
Treatment
Core activity of player
1) Turnkey product proposition via partnerships
Source: Roland Berger
Secondary activity, could be delivered in partnership
Entry into new segment by player
2) Advisory services
3) Delegation of underwriting
4) MGA often involved in the claims process, while MGU usually is not
20200525_MGA model evolution Asia_vf.pptx | 4View entire presentation