Investor Presentaiton

$Billions Specialist Individual Risk Strategy to Protect Capital and Optimize Profitability 74% individually underwritten as of June 30, 2022; 19% MGA-originated; 7% reinsurance Class-underwriting profit centers irrespective of geography of risk In-depth risk assessment of underlying exposure Facultative reinsurance designed to enhance risk-adjusted returns Prudent use of treaty reinsurance to protect capital $180 $160 $140 2017 $161.3 Hurricanes Harvey, Irma, Maria I L $120 89% 88% 86% 87% 84% $100 $80.6 $80 $60 $47.7 $39.6 $40.5 $40 $20 $0 '12 '13 IGIC Combined Ratio $61.5 160% 2018 2021 Hurricane Ida, Winterstorm Uri 140% Hurricane Michael, I California wildfires I 105% 120% $112.3 94% 100% $99.0 $99.2 89% 89% 86% 80% $66.5 '14 '15 '16 '17 '18 '19 '20 '21 24 Weather Earthquakes/ Tsunamis Man-made Source: Swiss Re Institute, PCS, Insurance Information Institute, A.M. Best, IGI. International General Insurance Holdings Ltd. 60% 40% 20% 0% Retentions range between $1 mm - $12.5 mm depending on underlying business lines Catastrophe protection up to $90 mm which protects against 1:250 single-event 12 12

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