Investor Presentation 2Q/ 1H2023

17-Aug-2023 Income Statement Consolidated (6M - 1H'23 & '22) STATEMENT OF PROFIT OR LOSS (UNAUDITED) KWD 000's Financing income 1H 2023 1H 2022 81,703 Finance costs and distribution to depositors (58,347) 45,805 (22,722) NET FINANCING INCOME Fees and commission income Net gain from foreign exchange Investment income Other income TOTAL OPERATING INCOME 23,356 23,083 6,100 5,665 609 522 4,684 1,476 611 390 35,360 31,136 Staff costs (11,289) (11,758) General and administrative expenses (7,531) (7,086) Depreciation (3,345) (2,213) TOTAL OPERATING EXPENSES (22,165) (21,057) Profit from operations before provisions and impairment 13,195 10,079 Provisions and impairment (6,866) (6,688) PROFIT FROM OPERATIONS 6,329 3,391 Taxes (283) (146) PROFIT FOR THE PERIOD 6,046 3,245 Attributable to: Shareholders of the Bank Non-controlling interests INVESTOR PRESENTATION 2Q/ 1H2023 5,943 3,165 103 80 21 KIB Copyright © 2023 by KIB. All rights reserved

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