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Investor Presentaiton

Positive Momentum Verbatim Typical Investor Verbatim "National Bank of Canada's CFO is excellent." "National Bank's CEO is well appreciated." "National Bank has done a good job; they proved me wrong for a number of years. I give them more of the benefit of the doubt now." "I like some of National Bank's disclosure changes." "I like National Bank's prudent growth. It's not trying to overextend; it's steady as she goes. "I was at National Bank's conference in Montreal recently, which was very good. The participation from a company standpoint was very high. The site where the conference was held was perfect. It was seamless, with no hiccups." BRENDAN WOOD INTERNATIONAL / FIRST INTELLIGENCE 16

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